Available Payment methods - ZEN API documentation

Access to specific Payment methods and Payment channels depends on the type of Transaction, Transaction amount, Transaction currency, country, type of your subscription in ZEN.COM, and the Merchant's individual conditions.

The https://api.zen.com/v3/terminals endpoint returns all available Payment methods and Payment channels for a specific Terminal configured in ZEN.COM. Using this endpoint, you can also retrieve information about:

the code of the Payment method / channel in ZEN.COM,
the official name of the Payment method / channel,
the currencies available for the given Payment method / channel,
the minimum Transaction value for the Payment method / channel,
the maximum Transaction value for the Payment method / channel,
the active Authorization fee feature,
the active Cashback service,
the last use of the Payment method / channel.

Please note, you may have access to all of the Payment methods listed here, or you may have access to only selected Payment methods.

To get the information about all available Payment channels on particular Terminal using ZEN.COM API:

Create a GET request

CAUTION

Request header with Authorization parameter is obliged for all requests sent to ZEN.COM API. Authorization value is the Terminal API key parameter you can find in your my.zen.com Merchant portal.

Create a GET request as shown in Prepare the communication chapter.

CAUTION

Make sure to use all required parameters and objects listed below.

Required parameters:

Query:

Field	Type	Description
`transactionType`	string	Type of transaction e.g. TRT_PURCHASE, TRT_REFUND. TRT_AUTH is used for recurring.

Header:

Field	Type	Description
`request-id`	String	A unique identifier generated by requesting Merchant.

💡

Example CURL

https://api.zen.com/v3/terminals?transactionType=TRT_PURCHASE&amount=100.00&currency=EUR&limit=100

Send the request

Send the POST request to:

test environment: https://api.zen-test.com/v3/terminals

production environment: https://api.zen.com/v3/terminals

Receive the ZEN.COM response

Receive the ZEN.COM response.

💡

Example of JSON response

{
  "meta": {
      "limit": 100,
      "offset": 0,
      "direction": "asc",
      "hasMore": false,
      "currencies": [
          "EUR",
          "AED",
          "AUD",
          "BGN",
          "CAD",
          "CHF",
          "CNY",
          "CZK",
          "DKK",
          "GBP",
          "HKD",
          "HUF",
          "ILS",
          "JPY",
          "KES",
          "MXN",
          "NOK",
          "NZD",
          "PLN",
          "QAR",
          "RON",
          "SAR",
          "SEK",
          "SGD",
          "THB",
          "TRY",
          "UGX",
          "USD",
          "ZAR",
          "ISK"
      ]
  },
  "data": [
      {
          "paymentMethod": "PME_CARD",
          "paymentMethodName": "Card",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/card.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_APPLEPAY",
                  "paymentChannelName": "Apple Pay",
                  "currencies": [
                      "AED",
                      "AUD",
                      "BGN",
                      "CAD",
                      "CHF",
                      "CNY",
                      "CZK",
                      "DKK",
                      "EUR",
                      "GBP",
                      "HKD",
                      "HUF",
                      "ILS",
                      "JPY",
                      "KES",
                      "MXN",
                      "NOK",
                      "NZD",
                      "PLN",
                      "QAR",
                      "RON",
                      "SAR",
                      "SEK",
                      "SGD",
                      "THB",
                      "TRY",
                      "UGX",
                      "USD",
                      "ZAR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/applepay.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_CARD",
          "paymentMethodName": "Card",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/card.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_CARD",
                  "paymentChannelName": "Card",
                  "currencies": [
                      "AED",
                      "AUD",
                      "BGN",
                      "CAD",
                      "CHF",
                      "CNY",
                      "CZK",
                      "DKK",
                      "EUR",
                      "GBP",
                      "HKD",
                      "HUF",
                      "ILS",
                      "JPY",
                      "KES",
                      "MXN",
                      "NOK",
                      "NZD",
                      "PLN",
                      "QAR",
                      "RON",
                      "SAR",
                      "SEK",
                      "SGD",
                      "THB",
                      "TRY",
                      "UGX",
                      "USD",
                      "ZAR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [
                      {
                          "organization": "COR_MASTERCARD",
                          "logoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/mastercard.svg"
                      },
                      {
                          "organization": "COR_VISA",
                          "logoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/Visa.svg"
                      }
                  ],
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_CARD",
          "paymentMethodName": "Card",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/card.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_GOOGLEPAY",
                  "paymentChannelName": "Google Pay",
                  "currencies": [
                      "AED",
                      "AUD",
                      "BGN",
                      "CAD",
                      "CHF",
                      "CNY",
                      "CZK",
                      "DKK",
                      "EUR",
                      "GBP",
                      "HKD",
                      "HUF",
                      "ILS",
                      "JPY",
                      "KES",
                      "MXN",
                      "NOK",
                      "NZD",
                      "PLN",
                      "QAR",
                      "RON",
                      "SAR",
                      "SEK",
                      "SGD",
                      "THB",
                      "TRY",
                      "UGX",
                      "USD",
                      "ZAR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/Gpay.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_BANCONTACT",
          "paymentMethodName": "Bancontact",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/Bancontact.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_BANCONTACT",
                  "paymentChannelName": "Bancontact",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_BOACOMPRA",
          "paymentMethodName": "Boacompra",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/latin%20america.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_BOACOMPRA_MULTIBANCO",
                  "paymentChannelName": "Boacompra Multibanco",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/multibanco.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_DRAGON",
          "paymentMethodName": "Dragon",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/digitalcurrency.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_DRAGON",
                  "paymentChannelName": "Dragon",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [
                      {
                          "walletCurrency": "BTC",
                          "currencyName": "Bitcoin",
                          "currencyCode": "BTC",
                          "currencyLogoUrl": "https://www.zen.com/hubfs/Assets/Top-up/bitcoin.png",
                          "network": "Bitcoin Network",
                          "networkLogoUrl": "https://www.zen.com/hubfs/Assets/Top-up/bitcoin.png",
                          "networkCode": "ERC20",
                          "minAmount": "100",
                          "maxAmount": "200000"
                      }
                  ],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/digitalcurrency.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_IDEAL",
          "paymentMethodName": "iDeal",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/iDeal.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_IDEAL",
                  "paymentChannelName": "iDeal",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_NEOSURF",
          "paymentMethodName": "Neosurf",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/neosurf.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_NEOSURF",
                  "paymentChannelName": "Neosurf",
                  "currencies": [
                      "AUD",
                      "BGN",
                      "CAD",
                      "CHF",
                      "CNY",
                      "CZK",
                      "DKK",
                      "EUR",
                      "GBP",
                      "HKD",
                      "ILS",
                      "JPY",
                      "MXN",
                      "NOK",
                      "NZD",
                      "PLN",
                      "RON",
                      "SEK",
                      "SGD",
                      "THB",
                      "ZAR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_NETELLER",
          "paymentMethodName": "Neteller",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/neteller.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_NETELLER_WALLET",
                  "paymentChannelName": "Neteller Wallet",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_PBL_EE",
          "paymentMethodName": "Pay By Link Estonia",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/bank.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_PBL_CITADELE_EE",
                  "paymentChannelName": "AS Citadele Banka Estonia",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/PCL_PBL_CITADELE.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              },
              {
                  "paymentChannel": "PCL_PBL_COOP_EE",
                  "paymentChannelName": "AS Coop Bank Estonia",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/PCL_PBL_COOP.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              },
              {
                  "paymentChannel": "PCL_PBL_LHV_EE",
                  "paymentChannelName": "AS LHV Pank Estonia",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/PCL_PBL_LHV.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              },
              {
                  "paymentChannel": "PCL_PBL_N26_EE",
                  "paymentChannelName": "N26 Bank Estonia",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/PCL_PBL_N26.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              },
              {
                  "paymentChannel": "PCL_PBL_NORDEA_EE",
                  "paymentChannelName": "AB Nordea bank Estonia",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/PCL_PBL_NORDEA.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              },
              {
                  "paymentChannel": "PCL_PBL_SEB_EE",
                  "paymentChannelName": "AB SEB bank Estonia",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/PCL_PBL_SEB.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              },
              {
                  "paymentChannel": "PCL_PBL_SWEDBANK_EE",
                  "paymentChannelName": "Swedbank Estonia",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/PCL_PBL_SWEDBANK.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_PBZ",
          "paymentMethodName": "Pay By ZEN",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/paybyzen.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_PBZ",
                  "paymentChannelName": "PayByZEN",
                  "currencies": [
                      "USD",
                      "GBP",
                      "EUR",
                      "PLN"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_SKRILL",
          "paymentMethodName": "Skrill",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/skrill.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_SKRILL_RAPID",
                  "paymentChannelName": "Skrill Rapid",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/rapid_skrill.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              },
              {
                  "paymentChannel": "PCL_SKRILL_WALLET",
                  "paymentChannelName": "Skrill Wallet",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/skrill.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_SOFORT",
          "paymentMethodName": "Sofort",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/sofort.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_SOFORT",
                  "paymentChannelName": "Sofort",
                  "currencies": [
                      "EUR"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "channelLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/sofort.svg",
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      },
      {
          "paymentMethod": "PME_UPI",
          "paymentMethodName": "UnionPay International",
          "methodLogoUrl": "https://www.zen.com/hubfs/Assets/CheckoutPME/UnionPay.svg",
          "paymentChannels": [
              {
                  "paymentChannel": "PCL_UPI",
                  "paymentChannelName": "UnionPay International",
                  "currencies": [
                      "BGN",
                      "CHF",
                      "CZK",
                      "DKK",
                      "EUR",
                      "GBP",
                      "HUF",
                      "ISK",
                      "NOK",
                      "PLN",
                      "RON",
                      "SEK"
                  ],
                  "cryptoCurrencies": [],
                  "cardOrganizations": [],
                  "lastUsed": false,
                  "hasAuthorizationFee": false,
                  "hasCashback": false
              }
          ]
      }
  ]
}