Merchant need to have own recurring system or takes the system from the external provider - what’s means Merchant need to initiate recurring Payment (ZEN.COM doesn’t know what the Payment schedule for the Customer is and doesn’t proceed to charge him automatically without any action on the Merchant side).Merchants don't need to have PCI DSS because all functionality concerning card data is made on ZEN.COM side (Merchant create recurring Tramsactopm and sending Customer to our form/widget/checkout - where Customer enters card data, agreed on future card charge and ZEN.COM tokenize card by sending only token to the Merchant). Merchant needs to have Customer consent for future charging , and have to keep the consent record on his end. Modified at 2025-02-07 20:47:17